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Integrated Stop Loss

A turn-key level-funded solution offering stabilized cash flow and predictable monthly expenses

Integrated Stop Loss offers the advantages of self-funding while stabilizing cash flow with predictable monthly payments that cap an employer's risk exposure.

iiSi's Integrated Stop Loss is an aggregate-only stop loss insurance product that is designed to ease an employer's transition from a fully insured medical benefit plan into self funding its own employer-sponsored benefit plan. Integrated Stop Loss is a level-funded solution that limits an employer’s exposure each month with a bundled level payment that includes: 

  • Funding for claims that are expected to be incurred by the plan that month  
  • Premium for stop loss insurance coverage that protects the plan if claims are higher than expected
  • Fees charged by the Third Party Administrator for its services
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